Before the Baby Budget: Baby-Ready Planning Kit

A practical budgeting and planning toolkit to help working couples decide if they're financially ready for a baby—and what to do next if you're not.

If you're asking:

• "can we afford to have a baby?"
• "How much should we save before trying?"
• "How do we plan for maternity leave or unpaid time off?"
  

This kit gives you clear answers—without the overwhelm.

What this kit helps you do

• Build a realistic pre-baby and post-baby budget
• Account for one-time baby expenses people often forget
• Decide if you're financially ready—or what need to change first
• Feel calm and prepared instead of guessing or Googling for weeks